Car finance that fits your needs
You to get on the road whether it’s a new or used car, an AA loan could help.
Minimal prices from 3.1percent
Our prices differ with respect to the quantity you intend to borrow, your chosen term as well as your credit score.
Complimentary breakdown cover*
Year’ free Basic Breakdown Cover, or even an add-on that is free you are currently a part. Discover more.
Exclusive low rate for people
We reserve our cheapest loan prices for users. Usage our calculator to have a personalised estimate.
Given by the financial institution of Ireland British. AA Financial Services Limited is really a credit broker rather than a loan provider.
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Representative 8.9% APR. Centered on that loan of ?4,000 over 36 months, with month-to-month repayments of ?126.37 and total quantity repayable of ?4,549.32, which include ?549.32 interest at 8.9per cent fixed.
Essential: The price you are provided depends on your circumstances that are personal as well as your credit score. The utmost APR you can get is 29.9%. Your loan term will rely on the mortgage amount sent applications for. We currently provide loan term lengths of just one to 7 years.
Are you eligible?
Begin to see the potential for the application being accepted without inside your credit rating.
You have indicated that you are an AA Member* and can consequently get a rate that is exclusive. Before we carry on, please verify your account quantity below.
* An AA Member is a client who has arranged breakdown address straight aided by the AA and never as an element of a bank or automobile maker partnership system.
Prepared to use?
Enjoy our low price loans. It really is easy and quick to utilize.
The important points
- Rates from 3.1per cent APR for loans between ?15,001 and ?25,000
- Fixed repayments that are monthly
- Exclusive reduced loan prices for people
- Instant choice more often than not
- Make extra re payments or spend your loan off early
- No arrangement or set-up costs
1 An AA Member is a person which has had arranged breakdown address straight utilizing the AA rather than as an element of a vehicle or bank maker partnership system.
* Free breakdown cover
As a brand new AA Loans customer you’ll receive year’ Basic Breakdown Cover, or even an add-on that is free you are currently an associate.
The Basic Breakdown Cover is for a solitary vehicle plus one breakdown a lot more than 1/4 mile from your own home address – further call-outs can be obtained for a pay-for-use foundation.
Existing people can be given an add-on that is free either nationwide healing, in the home or Onward Travel for the remaining of the account year.
Your Basic Breakdown Cover or free becomes that are add-on if the application for the loan is accepted. The chosen add-on will likely be renewed immediately until you reveal never to. The free breakdown address isn’t available in the event that you curently have AA breakdown address throughout your bank or automobile maker. Listed below are all of the conditions and terms.
Manage your loan
Help handle your AA that is existing Loan.
What exactly is an APR?
The APR you will get can vary greatly through the advertised price. Here is the representative price which we anticipate people whom use to have.
The price you will be provided Find Out More will undoubtedly be a personalised price predicated on your present specific circumstances including credit information held about yourself by the credit guide agencies, the loan quantity you borrow and amount of time you borrow for.
Obtaining an AA Loan
You are able to use online and can get a immediate decision in many situations.
Who are able to apply?
To meet the requirements to apply you need to;
- Are A british resident for at the least 36 months
- Be over 21 with no more than 70 once the loan term ends
- Be used with an income of ?12,000 or higher
- Not need a past reputation for County Court Judgments or bankruptcy
- Have actually a UK based bank or building society account that can pay direct debits
Just how long can a loan is taken by me for?
Loans can be found between 1 and 7 years (with regards to the value of one’s loan).
Is it possible to let me know simply how much a loan will definitely cost and never having to offer my personal stats?
You can expect a personalised cost that will be according to your own circumstances and quantity you want to borrow and it’s also consequently essential to capture your individual details. Please be aware that individuals usually do not provide a quotation that is indicative. If you continue and fill out an application, a credit search is going to be registered during the Credit Reference Agencies.