Aussie woman’s ‘brutal’ two-year challenge. Fintech: the straightforward electronic means of banking and loaning money

Aussie woman’s ‘brutal’ two-year challenge. Fintech: the straightforward electronic means of banking and loaning money

Sydneysider Lottie Dalziel set herself a target in 2018. Now, two years later, she’s not merely pulled it off – she’s saved herself an awesome $7000.

In modern times, a whole brand new group of loan providers is here in the scene providing all of us more option in terms of saving and borrowing cash.

Lottie saved by herself $7000 by stopping searching for 2 yrs. Source: Supplied

At the beginning of 2018, I set myself the target to stop purchasing clothing in a bid to truly save money which help save our planet. Seems simple right?

Well, it absolutely was initially a complete lot harder than we thought. By having a traffic jam of fancy occasions and occasions I had to obtain imaginative, but couple of years on I have discovered my groove (plus it’s worth noting, it took 10 months for my co-workers to also vaguely realize that I became grossly outfit repeating).

Every 2 yrs, operates its price of residing Survey for more information on our visitors’ biggest cash concerns. The outcome of the very present study have been in, and has kicked from the cash venture, exposing the biggest cash challenges facing Australians and offering practical help on how best to ensure you get your funds in form for 2020.

The task started once I chose to explore just what would definitely happen to the latest garbage bag saturated in garments I happened to be tossing out. For a little nation, where using plastic thongs into the stores and shorts into the workplace is socially acceptable, I became horrified to learn that our company is the world’s 2nd biggest customers of textiles, with every person buying an average of 27kg of brand new clothes each year.

Every 10 minutes, with the large majority heading straight to the tip, totalling 500,000 tonnes each year on top of that, thanks to our obsession with decluttering and finding products that “spark joy”, we throw out a whopping 6000kg of clothing that don’t spark joy.

Lottie Dalziel set herself the process of maybe perhaps not anything that is buying for per year. Source: Supplied

Armed with the important points, i really couldn’t stay by watching more shopping that is online up within my home. I made the decision to end buying clothes.

At first I did son’t inform anybody about my challenge because I happened to be therefore sure I’d fail but couple of years later – sufficient reason for a supplementary $7000 into the bank – we am nevertheless going strong, whilst still being searching schmick.


The very first thing we did was eliminate all shiny things. I split up with every e-mail list possible and ditched mindless hours searching at the shops and online in one single dropped swoop.

Key takeaway: junk e-mails = junk purchases.


Once I ended up being a teen (without having any sisters), my buddies’ wardrobes had been an extension of personal. But why did we stop sharing inside our mid-20s, when our clothes arguably cost more in addition to activities we have been attending are far more luxurious? My buddies and I also have actually reopened our closets so my “shopping” trips are actually invested with one glass of dark wine in one hand in addition to other within their cupboards.

Key takeaway: My buddies have actually great flavor.

Lottie managed to get 10 months before anybody also noticed just what she’d been doing. Source: Supplied


Another top tip to transform any ensemble (or conceal the simple fact you’ve worn the same thing every Monday when it comes to past 12 months), is the fact that add-ons are your brand-new friend that is best. You are able to wear equivalent ensemble but in the event that you then add fun hair add-ons plus some on the top jewellery, we swear no body will notice.

Key takeaway: More is the best.


The common Australian girl wears just 40 percent of the wardrobe, but exactly what in regards to the other 60 percent? Final week-end I had a hen’s celebration along with the “nothing to wear dilemma that is decided to plunge to the dusty scarcely worn part of my wardrobe. Lo and behold an outfit was found by me that I experiencedn’t used in four years that has been perfect for the event.

Key takeaway: there clearly was a explanation you purchased those garments within the first place.

Truthfully with regards to black colored tie it really is difficult to get yourself a versatile gown as you are able to wear significantly more than a few times, therefore with numerous weddings coming we ‘m going to look to hiring internet sites like GlamCorner. Not only can I manage to wear the most recent styles but they give you choices and they’ll dry clean it for you.

Key takeaway: Please make future gown codes casual.

Lottie spared by herself $7000 along the way. Source: Supplied


One a co-worker was complaining about having nothing to wear day. We smugly dropped into conversation that I experiencedn’t purchased any such thing brand new in 10 months and ended friendfinder up being finding shopping in the depths of my wardrobe more gratifying. No body could believe it – my peers had seen me personally five times a that entire time and never even batted an eyelid week.

Key takeaway: No one notices what you wear however you.

So what’s next? While I’m not likely to resubscribe to my favourite brands, the thing I will do is go shopping more mindfully. Some key concerns I’ll be asking pre-purchase are:

• How often am I going to wear this?

• exactly just What could it be manufactured from?

• the length of time am I more likely to have it for?

• Where does it wind up?

Lottie Dalziel is just a freelance writer | @lottie_dalziel

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