Consumer Federation of America

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Consumer Federation of America

THE PARTY’S OVER FOR QUICKIE taxation LOANS: BUT TRAPS CONTINUE FOR UNWARY TAXPAYERS

The NCLC/CFA 2012 Refund Anticipation Loan Report

Chi Chi Wu, Nationwide Customer Law Center

Adding author: Jean Ann Fox, Customer Federation of America

EXECUTIVE SUMMARY

Reimbursement anticipation loans (RALs) are one or two loans made by banks, facilitated by tax preparers, and secured by the taxpayer’s expected tax refund week. RALs can hold triple APRs that are digit and expose taxpayers towards the dangers of unpaid debt if their refunds try not to show up needlessly to say.

Here is the twelfth report that is annual the RAL industry through the National customer Law Center and Consumer Federation of America. (بیشتر…)